WealthVest, a financial services marketing and wholesaling firm, announced that Ryan Fabian, a financial planning professional, has joined their nationwide team as a Regional Consultant.

WealthVest believes that there is a natural fit for FIAs within optimized portfolios A fixed index annuity is a type of fixed annuity that offers a rate of return based on market performance. An FIA is appropriate for someone who is closer to retirement, prefers tax deferral, principal protection, and market participation. While FIAs may not be appropriate for younger individuals with higher risk tolerance or if they need access to their funds immediately. By allocating 20% of a 60/40 portfolio to an FIA, the portfolio’s risk premium decreases due to the guaranteed protection from the annuity.

Whenever you hear someone talking about the economy and they use the word “still”, your ears should perk up

WealthVest, a financial services marketing and wholesaling firm, announced that Tanner Isaacson, a well-regarded financial planning professional, has joined their nationwide team as a Regional Consultant.

Why hasn’t the “most anticipated recession in history” started yet?

WealthVest, a leading independent distributor of annuities and structured note solutions to financial institutions, announced today they have named Matt Hamann, a senior veteran in the industry, as their first, dedicated national sales manager representing Aspida, a tech-leading and agile annuity company.

WealthVest’s employees took turns plunging into the frigid waters of the Bozeman Pond as part of a company-wide challenge to raise funds for the Bozeman School District’s McKinney-Vento Homeless Education Program.

WealthVest believes that there is a natural fit for MYGAs within optimized portfolios. A multi-year guaranteed annuity, or MYGA, is a type of fixed annuity that offers a guaranteed fixed interest rate for a certain period, usually from three to ten years. A MYGA is appropriate for someone who is closer to retirement and prefers tax deferral and a guarantee of investment return. By allocating 20% of a 60/40 portfolio to a MYGA, the portfolio’s risk premium decreases thanks to the guaranteed protection from the annuity.

What does a new working paper from the NBER and Washington University tell us about quiet quitting and today’s labor environment?

Rethinking 60/40: What can we learn about the years when stocks and bonds are both negative?

In our last blog post, I discussed the underlying reasons for today’s underperformance of 60/40 portfolios, but let’s look at how much of an anomaly today’s times are and where 2022 falls in history. Since 1928, we can glean the underlying reasons a 60/40 portfolio allocation became popular method for investors seeking reliable returns. The chart below shows historical corporate bond yield and the S&P 500® returns by year, demonstrating how often bonds and stocks remained positive. However, looking at the years in which equities and bonds are negative provides important context for the contemporary market environment.

In this episode Drew and Tim interview Torsten Slok, Partner and Chief Economist at Apollo. They discuss what a nolanding economic scenario would look like, employment numbers, the struggle to get inflation down to 2%, the housing market and how demographics will affect future growth prospects.

Rethinking 60/40: Why have individuals used 60/40 Allocations for their Retirement Savings?

A portfolio invested in 60% stocks and 40% bonds, commonly known as a 60/40 portfolio, is where many portfolios start before adjusting to a diversified mix based on time horizon, risk tolerance and savings goals. The 60/40 portfolio mix is a tried and true portfolio allocation because it provides market gains during market rallies and fixed income reliability during economic slowdowns. This portfolio is most suitable when interest rates go down, as equities perform well. When interest rates rise, equity returns typically fall.

WealthVest, a financial services marketing and wholesaling firm, has announced that Doug Davidson, a well-regarded financial planning professional, has joined their nationwide team as a Regional Consultant.

“Capital efficiency” in the US energy sector has evolved to where the return of cash is coming at the expense of future refining capacity and upstream production.

WealthVest, a financial services marketing and wholesaling firm, announced today the publication of a new research paper focused on the successes and failures of 60/40 portfolio allocations since 1928. The paper, titled “Rethinking 60/40: How Multi-Year Guaranteed Annuities Can Help”, examines alternative options to help protect against 60/40 negative years.

…I was short a lot of the same stocks as other traders and we were all trying to reduce exposure and manage risk at the same time pushing our respective positions higher and exacerbating our losses. We were well into the start of the Great Financial Crisis bear market, but in May, due to some piece of better economic data, the counter-trend rally was violent and I wasn’t handling it particularly well…

This week Tim explores if the Fed’s latest moves have set our economy up for a soft landing or if all of the other factors pressuring today’s economy are too much to overcome a recession.

Energy Transition is a Fantasy

In our second installment of our Facebook for Financial Professionals series, we dive deeper into Facebook’s marketing tools, specifically paid advertising and analytics, and how they can help you generate more visibility for your practice.

This week, Tim discusses Jerome Powell’s comments, Oaktree’s Howard Marks making the case on how today’s economy is fundamentally different than the last four decades, and the holy grail of nuclear fusion someday becoming a reality.